Mann Mortgage supports our heroes: Discover the benefits of VA loans today!
Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.
What are VA home loans?
Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.
VA loans
at a glance.
- VA Loans are exclusively available to veterans who have served in the U.S. military, active-duty personnel, members of the National Guard, and certain qualified spouses. This specialized loan program aims to honor their service by offering favorable terms and conditions.
- One of the standout features of VA Loans is the ability to purchase a home with no down payment. This substantial benefit makes homeownership more accessible to those who have served our country.
- VA Loans typically offer competitive interest rates, often lower than conventional mortgage rates. This can result in lower monthly payments and significant long-term savings.
- Unlike conventional loans, VA Loans do not require private mortgage insurance (PMI), which can substantially reduce the overall cost of homeownership.
- While good credit is always advantageous, VA Loans tend to have more forgiving credit requirements compared to traditional mortgages. This flexibility can be particularly helpful for those who may have encountered financial challenges during or after their military service.
Applying for a home has
never been easier
Our quick and secure process takes less than 10 minutes to apply.
Learn more about
VA loans
Eligibility is determined by your military service record. You can verify your eligibility by obtaining a Certificate of Eligibility (COE) through the VA or by working with our Billings Office, which specializes in assisting veterans and military personnel.
VA Loans often have more generous borrowing limits than conventional mortgages, but they may vary depending on your location. Our Billings Office can provide you with specific information tailored to your needs.
Yes, VA Loans offer refinancing options, including the Interest Rate Reduction Refinance Loan (IRRRL) and Cash-Out Refinance. Our Billings Office can guide you through the process and help you determine if refinancing is the right choice for you.
While VA Loans generally have lower closing costs than traditional mortgages, there are still some fees involved. Our Billings Office can provide a breakdown of these costs and help you understand your financial obligations.
The timeline for processing a VA Loan application can vary, but it’s typically efficient due to the VA’s streamlined procedures. Our Billings Office can provide a more accurate estimate based on your specific circumstances.
VA Loans represent a valuable opportunity for eligible individuals in Huntley, Laurel, Broadview, and Hardin to achieve their homeownership dreams. If you have questions or need assistance with the VA Loan process, don’t hesitate to contact our Billings Office. They specialize in serving those who have served our country and can provide the guidance you need to make informed decisions about your home financing options.
“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”
Adam P. B.
Let's get you home.
0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.
