2511 Montana Ave,

Billings, MT 59101

Mannie 100 - a 100% financing option to make homebuying easier!

Buy your next home with less money out of pocket.

What is the Mannie 100?

A nationwide program available in your area to assist you with either a 3.5 or 5% of downpayment. This program is designed for Homebuyers who are either looking to stop renting and own their first home or homeowners that are looking to move. 

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

Mannie 100
at a glance.

  • No income restrictions
  • Minimum credit score of 620
  • Homebuyer education required
  • Up to 5% assitance
  • Manufactured homes allowed (multiwide, constructed after 1976)

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

the Mannie 100

No. This is 100% financing that can be used by everyone.
No! Since many first-time homeowners have low credit and small down payments, FHA loans are a great fit. Repeat buyers or borrowers looking to refinance can also use an FHA loan so long as they meet the minimum requirements.
There are no income caps or restrictions and this is the only program in which you can buy your rate down.

Let's get you home.

Borrow up to 97% of a home’s value with as little as 5% down. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.